Grafic de rambursare Credit pentru studii de la BRD
| Pagina creditului | Credit pentru studii de la BRD |
| Suma Imprumutata | Nr. Rate | Prima rata | Total dobanda platita | Total de Plata |
|---|---|---|---|---|
| 10,000.00 RON | 60 | 222.75 RON | 3,364.87 RON | 13,364.87 RON |
| Nr. rata | Sold initial (RON) | Rata (RON) | Dobanda (RON) | Principal (RON) | Sold final (RON) | Dobanda acumulata platita pana acum (RON) |
Suma platita pana acum (RON) |
|---|---|---|---|---|---|---|---|
| 1 | 10,000.00 | 222.75 | 100.50 | 122.25 | 9,877.75 | 100.50 | 222.75 |
| 2 | 9,877.75 | 222.75 | 99.27 | 123.48 | 9,754.28 | 199.77 | 445.50 |
| 3 | 9,754.28 | 222.75 | 98.03 | 124.72 | 9,629.56 | 297.80 | 668.24 |
| 4 | 9,629.56 | 222.75 | 96.78 | 125.97 | 9,503.59 | 394.58 | 890.99 |
| 5 | 9,503.59 | 222.75 | 95.51 | 127.24 | 9,376.35 | 490.09 | 1,113.74 |
| 6 | 9,376.35 | 222.75 | 94.23 | 128.52 | 9,247.84 | 584.32 | 1,336.49 |
| 7 | 9,247.84 | 222.75 | 92.94 | 129.81 | 9,118.03 | 677.26 | 1,559.23 |
| 8 | 9,118.03 | 222.75 | 91.64 | 131.11 | 8,986.92 | 768.90 | 1,781.98 |
| 9 | 8,986.92 | 222.75 | 90.32 | 132.43 | 8,854.49 | 859.22 | 2,004.73 |
| 10 | 8,854.49 | 222.75 | 88.99 | 133.76 | 8,720.73 | 948.21 | 2,227.48 |
| 11 | 8,720.73 | 222.75 | 87.64 | 135.10 | 8,585.62 | 1,035.85 | 2,450.23 |
| 12 | 8,585.62 | 222.75 | 86.29 | 136.46 | 8,449.16 | 1,122.13 | 2,672.97 |
| 13 | 8,449.16 | 222.75 | 84.91 | 137.83 | 8,311.33 | 1,207.05 | 2,895.72 |
| 14 | 8,311.33 | 222.75 | 83.53 | 139.22 | 8,172.11 | 1,290.58 | 3,118.47 |
| 15 | 8,172.11 | 222.75 | 82.13 | 140.62 | 8,031.49 | 1,372.71 | 3,341.22 |
| 16 | 8,031.49 | 222.75 | 80.72 | 142.03 | 7,889.46 | 1,453.42 | 3,563.96 |
| 17 | 7,889.46 | 222.75 | 79.29 | 143.46 | 7,746.00 | 1,532.71 | 3,786.71 |
| 18 | 7,746.00 | 222.75 | 77.85 | 144.90 | 7,601.10 | 1,610.56 | 4,009.46 |
| 19 | 7,601.10 | 222.75 | 76.39 | 146.36 | 7,454.74 | 1,686.95 | 4,232.21 |
| 20 | 7,454.74 | 222.75 | 74.92 | 147.83 | 7,306.91 | 1,761.87 | 4,454.96 |
| 21 | 7,306.91 | 222.75 | 73.43 | 149.31 | 7,157.60 | 1,835.31 | 4,677.70 |
| 22 | 7,157.60 | 222.75 | 71.93 | 150.81 | 7,006.79 | 1,907.24 | 4,900.45 |
| 23 | 7,006.79 | 222.75 | 70.42 | 152.33 | 6,854.46 | 1,977.66 | 5,123.20 |
| 24 | 6,854.46 | 222.75 | 68.89 | 153.86 | 6,700.60 | 2,046.54 | 5,345.95 |
| 25 | 6,700.60 | 222.75 | 67.34 | 155.41 | 6,545.19 | 2,113.89 | 5,568.69 |
| 26 | 6,545.19 | 222.75 | 65.78 | 156.97 | 6,388.22 | 2,179.66 | 5,791.44 |
| 27 | 6,388.22 | 222.75 | 64.20 | 158.55 | 6,229.68 | 2,243.87 | 6,014.19 |
| 28 | 6,229.68 | 222.75 | 62.61 | 160.14 | 6,069.54 | 2,306.47 | 6,236.94 |
| 29 | 6,069.54 | 222.75 | 61.00 | 161.75 | 5,907.79 | 2,367.47 | 6,459.69 |
| 30 | 5,907.79 | 222.75 | 59.37 | 163.37 | 5,744.41 | 2,426.85 | 6,682.43 |
| 31 | 5,744.41 | 222.75 | 57.73 | 165.02 | 5,579.40 | 2,484.58 | 6,905.18 |
| 32 | 5,579.40 | 222.75 | 56.07 | 166.67 | 5,412.72 | 2,540.65 | 7,127.93 |
| 33 | 5,412.72 | 222.75 | 54.40 | 168.35 | 5,244.37 | 2,595.05 | 7,350.68 |
| 34 | 5,244.37 | 222.75 | 52.71 | 170.04 | 5,074.33 | 2,647.75 | 7,573.43 |
| 35 | 5,074.33 | 222.75 | 51.00 | 171.75 | 4,902.58 | 2,698.75 | 7,796.17 |
| 36 | 4,902.58 | 222.75 | 49.27 | 173.48 | 4,729.10 | 2,748.02 | 8,018.92 |
| 37 | 4,729.10 | 222.75 | 47.53 | 175.22 | 4,553.88 | 2,795.55 | 8,241.67 |
| 38 | 4,553.88 | 222.75 | 45.77 | 176.98 | 4,376.90 | 2,841.32 | 8,464.42 |
| 39 | 4,376.90 | 222.75 | 43.99 | 178.76 | 4,198.14 | 2,885.30 | 8,687.16 |
| 40 | 4,198.14 | 222.75 | 42.19 | 180.56 | 4,017.58 | 2,927.50 | 8,909.91 |
| 41 | 4,017.58 | 222.75 | 40.38 | 182.37 | 3,835.21 | 2,967.87 | 9,132.66 |
| 42 | 3,835.21 | 222.75 | 38.54 | 184.20 | 3,651.01 | 3,006.42 | 9,355.41 |
| 43 | 3,651.01 | 222.75 | 36.69 | 186.06 | 3,464.95 | 3,043.11 | 9,578.16 |
| 44 | 3,464.95 | 222.75 | 34.82 | 187.93 | 3,277.03 | 3,077.93 | 9,800.90 |
| 45 | 3,277.03 | 222.75 | 32.93 | 189.81 | 3,087.22 | 3,110.87 | 10,023.65 |
| 46 | 3,087.22 | 222.75 | 31.03 | 191.72 | 2,895.49 | 3,141.89 | 10,246.40 |
| 47 | 2,895.49 | 222.75 | 29.10 | 193.65 | 2,701.85 | 3,170.99 | 10,469.15 |
| 48 | 2,701.85 | 222.75 | 27.15 | 195.59 | 2,506.25 | 3,198.15 | 10,691.89 |
| 49 | 2,506.25 | 222.75 | 25.19 | 197.56 | 2,308.69 | 3,223.33 | 10,914.64 |
| 50 | 2,308.69 | 222.75 | 23.20 | 199.55 | 2,109.15 | 3,246.54 | 11,137.39 |
| 51 | 2,109.15 | 222.75 | 21.20 | 201.55 | 1,907.60 | 3,267.73 | 11,360.14 |
| 52 | 1,907.60 | 222.75 | 19.17 | 203.58 | 1,704.02 | 3,286.90 | 11,582.89 |
| 53 | 1,704.02 | 222.75 | 17.13 | 205.62 | 1,498.40 | 3,304.03 | 11,805.63 |
| 54 | 1,498.40 | 222.75 | 15.06 | 207.69 | 1,290.71 | 3,319.09 | 12,028.38 |
| 55 | 1,290.71 | 222.75 | 12.97 | 209.78 | 1,080.93 | 3,332.06 | 12,251.13 |
| 56 | 1,080.93 | 222.75 | 10.86 | 211.88 | 869.05 | 3,342.92 | 12,473.88 |
| 57 | 869.05 | 222.75 | 8.73 | 214.01 | 655.03 | 3,351.66 | 12,696.62 |
| 58 | 655.03 | 222.75 | 6.58 | 216.16 | 438.87 | 3,358.24 | 12,919.37 |
| 59 | 438.87 | 222.75 | 4.41 | 218.34 | 220.53 | 3,362.65 | 13,142.12 |
| 60 | 220.53 | 222.75 | 2.22 | 220.53 | -0.00 | 3,364.87 | 13,364.87 |
Cursul mediu pe 3 luni
| August | Septembrie | Octombrie | |
|---|---|---|---|
| Euro | 4,9765 | 4,9743 | 4,9748 |
| USD | 4,5199 | 4,4780 | 4,5615 |
Cel mai bun curs la banci
1 EUR = 5.0400 RON
la OTP Bank Romania
1 USD = 4.8500 RON
la Credit Europe Bank
valabil pentru cumparare, la 19.01
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