Grafic de rambursare Creditul de studii Gaudeamus de la Banca Transilvania
| Pagina creditului | Creditul de studii Gaudeamus de la Banca Transilvania |
| Suma Imprumutata | Nr. Rate | Prima rata | Total dobanda platita | Total de Plata |
|---|---|---|---|---|
| 10,000.00 RON | 60 | 216.53 RON | 2,991.66 RON | 12,991.66 RON |
| Nr. rata | Sold initial (RON) | Rata (RON) | Dobanda (RON) | Principal (RON) | Sold final (RON) | Dobanda acumulata platita pana acum (RON) |
Suma platita pana acum (RON) |
|---|---|---|---|---|---|---|---|
| 1 | 10,000.00 | 216.53 | 90.17 | 126.36 | 9,873.64 | 90.17 | 216.53 |
| 2 | 9,873.64 | 216.53 | 89.03 | 127.50 | 9,746.14 | 179.19 | 433.06 |
| 3 | 9,746.14 | 216.53 | 87.88 | 128.65 | 9,617.49 | 267.07 | 649.58 |
| 4 | 9,617.49 | 216.53 | 86.72 | 129.81 | 9,487.68 | 353.79 | 866.11 |
| 5 | 9,487.68 | 216.53 | 85.55 | 130.98 | 9,356.70 | 439.34 | 1,082.64 |
| 6 | 9,356.70 | 216.53 | 84.37 | 132.16 | 9,224.54 | 523.70 | 1,299.17 |
| 7 | 9,224.54 | 216.53 | 83.17 | 133.35 | 9,091.18 | 606.88 | 1,515.69 |
| 8 | 9,091.18 | 216.53 | 81.97 | 134.56 | 8,956.63 | 688.85 | 1,732.22 |
| 9 | 8,956.63 | 216.53 | 80.76 | 135.77 | 8,820.86 | 769.61 | 1,948.75 |
| 10 | 8,820.86 | 216.53 | 79.53 | 136.99 | 8,683.87 | 849.14 | 2,165.28 |
| 11 | 8,683.87 | 216.53 | 78.30 | 138.23 | 8,545.64 | 927.44 | 2,381.80 |
| 12 | 8,545.64 | 216.53 | 77.05 | 139.47 | 8,406.16 | 1,004.50 | 2,598.33 |
| 13 | 8,406.16 | 216.53 | 75.80 | 140.73 | 8,265.43 | 1,080.29 | 2,814.86 |
| 14 | 8,265.43 | 216.53 | 74.53 | 142.00 | 8,123.43 | 1,154.82 | 3,031.39 |
| 15 | 8,123.43 | 216.53 | 73.25 | 143.28 | 7,980.15 | 1,228.06 | 3,247.91 |
| 16 | 7,980.15 | 216.53 | 71.95 | 144.57 | 7,835.58 | 1,300.02 | 3,464.44 |
| 17 | 7,835.58 | 216.53 | 70.65 | 145.88 | 7,689.70 | 1,370.67 | 3,680.97 |
| 18 | 7,689.70 | 216.53 | 69.34 | 147.19 | 7,542.51 | 1,440.01 | 3,897.50 |
| 19 | 7,542.51 | 216.53 | 68.01 | 148.52 | 7,393.99 | 1,508.01 | 4,114.03 |
| 20 | 7,393.99 | 216.53 | 66.67 | 149.86 | 7,244.13 | 1,574.68 | 4,330.55 |
| 21 | 7,244.13 | 216.53 | 65.32 | 151.21 | 7,092.92 | 1,640.00 | 4,547.08 |
| 22 | 7,092.92 | 216.53 | 63.95 | 152.57 | 6,940.35 | 1,703.95 | 4,763.61 |
| 23 | 6,940.35 | 216.53 | 62.58 | 153.95 | 6,786.40 | 1,766.53 | 4,980.14 |
| 24 | 6,786.40 | 216.53 | 61.19 | 155.34 | 6,631.06 | 1,827.72 | 5,196.66 |
| 25 | 6,631.06 | 216.53 | 59.79 | 156.74 | 6,474.32 | 1,887.51 | 5,413.19 |
| 26 | 6,474.32 | 216.53 | 58.38 | 158.15 | 6,316.17 | 1,945.89 | 5,629.72 |
| 27 | 6,316.17 | 216.53 | 56.95 | 159.58 | 6,156.60 | 2,002.84 | 5,846.25 |
| 28 | 6,156.60 | 216.53 | 55.51 | 161.02 | 5,995.58 | 2,058.35 | 6,062.77 |
| 29 | 5,995.58 | 216.53 | 54.06 | 162.47 | 5,833.11 | 2,112.41 | 6,279.30 |
| 30 | 5,833.11 | 216.53 | 52.60 | 163.93 | 5,669.18 | 2,165.01 | 6,495.83 |
| 31 | 5,669.18 | 216.53 | 51.12 | 165.41 | 5,503.77 | 2,216.13 | 6,712.36 |
| 32 | 5,503.77 | 216.53 | 49.63 | 166.90 | 5,336.87 | 2,265.75 | 6,928.88 |
| 33 | 5,336.87 | 216.53 | 48.12 | 168.41 | 5,168.46 | 2,313.87 | 7,145.41 |
| 34 | 5,168.46 | 216.53 | 46.60 | 169.93 | 4,998.54 | 2,360.48 | 7,361.94 |
| 35 | 4,998.54 | 216.53 | 45.07 | 171.46 | 4,827.08 | 2,405.55 | 7,578.47 |
| 36 | 4,827.08 | 216.53 | 43.52 | 173.00 | 4,654.07 | 2,449.07 | 7,794.99 |
| 37 | 4,654.07 | 216.53 | 41.96 | 174.56 | 4,479.51 | 2,491.03 | 8,011.52 |
| 38 | 4,479.51 | 216.53 | 40.39 | 176.14 | 4,303.37 | 2,531.42 | 8,228.05 |
| 39 | 4,303.37 | 216.53 | 38.80 | 177.73 | 4,125.65 | 2,570.23 | 8,444.58 |
| 40 | 4,125.65 | 216.53 | 37.20 | 179.33 | 3,946.32 | 2,607.43 | 8,661.11 |
| 41 | 3,946.32 | 216.53 | 35.58 | 180.94 | 3,765.38 | 2,643.01 | 8,877.63 |
| 42 | 3,765.38 | 216.53 | 33.95 | 182.58 | 3,582.80 | 2,676.96 | 9,094.16 |
| 43 | 3,582.80 | 216.53 | 32.30 | 184.22 | 3,398.58 | 2,709.26 | 9,310.69 |
| 44 | 3,398.58 | 216.53 | 30.64 | 185.88 | 3,212.69 | 2,739.91 | 9,527.22 |
| 45 | 3,212.69 | 216.53 | 28.97 | 187.56 | 3,025.13 | 2,768.88 | 9,743.74 |
| 46 | 3,025.13 | 216.53 | 27.28 | 189.25 | 2,835.88 | 2,796.15 | 9,960.27 |
| 47 | 2,835.88 | 216.53 | 25.57 | 190.96 | 2,644.92 | 2,821.72 | 10,176.80 |
| 48 | 2,644.92 | 216.53 | 23.85 | 192.68 | 2,452.24 | 2,845.57 | 10,393.33 |
| 49 | 2,452.24 | 216.53 | 22.11 | 194.42 | 2,257.83 | 2,867.68 | 10,609.85 |
| 50 | 2,257.83 | 216.53 | 20.36 | 196.17 | 2,061.66 | 2,888.04 | 10,826.38 |
| 51 | 2,061.66 | 216.53 | 18.59 | 197.94 | 1,863.72 | 2,906.63 | 11,042.91 |
| 52 | 1,863.72 | 216.53 | 16.80 | 199.72 | 1,664.00 | 2,923.43 | 11,259.44 |
| 53 | 1,664.00 | 216.53 | 15.00 | 201.52 | 1,462.47 | 2,938.44 | 11,475.96 |
| 54 | 1,462.47 | 216.53 | 13.19 | 203.34 | 1,259.13 | 2,951.62 | 11,692.49 |
| 55 | 1,259.13 | 216.53 | 11.35 | 205.17 | 1,053.96 | 2,962.98 | 11,909.02 |
| 56 | 1,053.96 | 216.53 | 9.50 | 207.02 | 846.93 | 2,972.48 | 12,125.55 |
| 57 | 846.93 | 216.53 | 7.64 | 208.89 | 638.04 | 2,980.12 | 12,342.08 |
| 58 | 638.04 | 216.53 | 5.75 | 210.77 | 427.27 | 2,985.87 | 12,558.60 |
| 59 | 427.27 | 216.53 | 3.85 | 212.68 | 214.59 | 2,989.72 | 12,775.13 |
| 60 | 214.59 | 216.53 | 1.93 | 214.59 | 0.00 | 2,991.66 | 12,991.66 |
Cursul mediu pe 3 luni
| August | Septembrie | Octombrie | |
|---|---|---|---|
| Euro | 4,9765 | 4,9743 | 4,9748 |
| USD | 4,5199 | 4,4780 | 4,5615 |
Cel mai bun curs la banci
1 EUR = 5.0200 RON
la Credit Europe Bank
1 USD = 4.7800 RON
la Credit Europe Bank
valabil pentru cumparare, la 15.01
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