Grafic de rambursare Creditul de studii Gaudeamus de la Banca Transilvania
| Pagina creditului | Creditul de studii Gaudeamus de la Banca Transilvania |
| Suma Imprumutata | Nr. Rate | Prima rata | Total dobanda platita | Total de Plata |
|---|---|---|---|---|
| 10,000.00 RON | 60 | 191.70 RON | 1,502.28 RON | 11,502.28 RON |
| Nr. rata | Sold initial (RON) | Rata (RON) | Dobanda (RON) | Principal (RON) | Sold final (RON) | Dobanda acumulata platita pana acum (RON) |
Suma platita pana acum (RON) |
|---|---|---|---|---|---|---|---|
| 1 | 10,000.00 | 191.70 | 47.08 | 144.62 | 9,855.38 | 47.08 | 191.70 |
| 2 | 9,855.38 | 191.70 | 46.40 | 145.30 | 9,710.08 | 93.49 | 383.41 |
| 3 | 9,710.08 | 191.70 | 45.72 | 145.99 | 9,564.09 | 139.20 | 575.11 |
| 4 | 9,564.09 | 191.70 | 45.03 | 146.67 | 9,417.42 | 184.23 | 766.82 |
| 5 | 9,417.42 | 191.70 | 44.34 | 147.36 | 9,270.05 | 228.58 | 958.52 |
| 6 | 9,270.05 | 191.70 | 43.65 | 148.06 | 9,121.99 | 272.22 | 1,150.23 |
| 7 | 9,121.99 | 191.70 | 42.95 | 148.76 | 8,973.24 | 315.17 | 1,341.93 |
| 8 | 8,973.24 | 191.70 | 42.25 | 149.46 | 8,823.78 | 357.42 | 1,533.64 |
| 9 | 8,823.78 | 191.70 | 41.55 | 150.16 | 8,673.62 | 398.97 | 1,725.34 |
| 10 | 8,673.62 | 191.70 | 40.84 | 150.87 | 8,522.76 | 439.80 | 1,917.05 |
| 11 | 8,522.76 | 191.70 | 40.13 | 151.58 | 8,371.18 | 479.93 | 2,108.75 |
| 12 | 8,371.18 | 191.70 | 39.41 | 152.29 | 8,218.89 | 519.35 | 2,300.46 |
| 13 | 8,218.89 | 191.70 | 38.70 | 153.01 | 8,065.88 | 558.04 | 2,492.16 |
| 14 | 8,065.88 | 191.70 | 37.98 | 153.73 | 7,912.15 | 596.02 | 2,683.87 |
| 15 | 7,912.15 | 191.70 | 37.25 | 154.45 | 7,757.70 | 633.27 | 2,875.57 |
| 16 | 7,757.70 | 191.70 | 36.53 | 155.18 | 7,602.52 | 669.80 | 3,067.28 |
| 17 | 7,602.52 | 191.70 | 35.80 | 155.91 | 7,446.61 | 705.59 | 3,258.98 |
| 18 | 7,446.61 | 191.70 | 35.06 | 156.64 | 7,289.97 | 740.66 | 3,450.69 |
| 19 | 7,289.97 | 191.70 | 34.32 | 157.38 | 7,132.59 | 774.98 | 3,642.39 |
| 20 | 7,132.59 | 191.70 | 33.58 | 158.12 | 6,974.47 | 808.56 | 3,834.09 |
| 21 | 6,974.47 | 191.70 | 32.84 | 158.87 | 6,815.60 | 841.40 | 4,025.80 |
| 22 | 6,815.60 | 191.70 | 32.09 | 159.61 | 6,655.99 | 873.49 | 4,217.50 |
| 23 | 6,655.99 | 191.70 | 31.34 | 160.37 | 6,495.62 | 904.83 | 4,409.21 |
| 24 | 6,495.62 | 191.70 | 30.58 | 161.12 | 6,334.50 | 935.41 | 4,600.91 |
| 25 | 6,334.50 | 191.70 | 29.82 | 161.88 | 6,172.62 | 965.24 | 4,792.62 |
| 26 | 6,172.62 | 191.70 | 29.06 | 162.64 | 6,009.98 | 994.30 | 4,984.32 |
| 27 | 6,009.98 | 191.70 | 28.30 | 163.41 | 5,846.57 | 1,022.60 | 5,176.03 |
| 28 | 5,846.57 | 191.70 | 27.53 | 164.18 | 5,682.39 | 1,050.12 | 5,367.73 |
| 29 | 5,682.39 | 191.70 | 26.75 | 164.95 | 5,517.44 | 1,076.88 | 5,559.44 |
| 30 | 5,517.44 | 191.70 | 25.98 | 165.73 | 5,351.71 | 1,102.86 | 5,751.14 |
| 31 | 5,351.71 | 191.70 | 25.20 | 166.51 | 5,185.21 | 1,128.05 | 5,942.85 |
| 32 | 5,185.21 | 191.70 | 24.41 | 167.29 | 5,017.92 | 1,152.47 | 6,134.55 |
| 33 | 5,017.92 | 191.70 | 23.63 | 168.08 | 4,849.84 | 1,176.09 | 6,326.26 |
| 34 | 4,849.84 | 191.70 | 22.83 | 168.87 | 4,680.97 | 1,198.93 | 6,517.96 |
| 35 | 4,680.97 | 191.70 | 22.04 | 169.67 | 4,511.30 | 1,220.97 | 6,709.67 |
| 36 | 4,511.30 | 191.70 | 21.24 | 170.46 | 4,340.84 | 1,242.21 | 6,901.37 |
| 37 | 4,340.84 | 191.70 | 20.44 | 171.27 | 4,169.57 | 1,262.65 | 7,093.08 |
| 38 | 4,169.57 | 191.70 | 19.63 | 172.07 | 3,997.50 | 1,282.28 | 7,284.78 |
| 39 | 3,997.50 | 191.70 | 18.82 | 172.88 | 3,824.62 | 1,301.10 | 7,476.49 |
| 40 | 3,824.62 | 191.70 | 18.01 | 173.70 | 3,650.92 | 1,319.11 | 7,668.19 |
| 41 | 3,650.92 | 191.70 | 17.19 | 174.52 | 3,476.40 | 1,336.30 | 7,859.89 |
| 42 | 3,476.40 | 191.70 | 16.37 | 175.34 | 3,301.07 | 1,352.67 | 8,051.60 |
| 43 | 3,301.07 | 191.70 | 15.54 | 176.16 | 3,124.90 | 1,368.21 | 8,243.30 |
| 44 | 3,124.90 | 191.70 | 14.71 | 176.99 | 2,947.91 | 1,382.92 | 8,435.01 |
| 45 | 2,947.91 | 191.70 | 13.88 | 177.82 | 2,770.09 | 1,396.80 | 8,626.71 |
| 46 | 2,770.09 | 191.70 | 13.04 | 178.66 | 2,591.43 | 1,409.84 | 8,818.42 |
| 47 | 2,591.43 | 191.70 | 12.20 | 179.50 | 2,411.92 | 1,422.05 | 9,010.12 |
| 48 | 2,411.92 | 191.70 | 11.36 | 180.35 | 2,231.57 | 1,433.40 | 9,201.83 |
| 49 | 2,231.57 | 191.70 | 10.51 | 181.20 | 2,050.38 | 1,443.91 | 9,393.53 |
| 50 | 2,050.38 | 191.70 | 9.65 | 182.05 | 1,868.32 | 1,453.56 | 9,585.24 |
| 51 | 1,868.32 | 191.70 | 8.80 | 182.91 | 1,685.42 | 1,462.36 | 9,776.94 |
| 52 | 1,685.42 | 191.70 | 7.94 | 183.77 | 1,501.65 | 1,470.29 | 9,968.65 |
| 53 | 1,501.65 | 191.70 | 7.07 | 184.63 | 1,317.01 | 1,477.36 | 10,160.35 |
| 54 | 1,317.01 | 191.70 | 6.20 | 185.50 | 1,131.51 | 1,483.57 | 10,352.06 |
| 55 | 1,131.51 | 191.70 | 5.33 | 186.38 | 945.13 | 1,488.89 | 10,543.76 |
| 56 | 945.13 | 191.70 | 4.45 | 187.25 | 757.88 | 1,493.34 | 10,735.47 |
| 57 | 757.88 | 191.70 | 3.57 | 188.14 | 569.74 | 1,496.91 | 10,927.17 |
| 58 | 569.74 | 191.70 | 2.68 | 189.02 | 380.72 | 1,499.59 | 11,118.88 |
| 59 | 380.72 | 191.70 | 1.79 | 189.91 | 190.81 | 1,501.39 | 11,310.58 |
| 60 | 190.81 | 191.70 | 0.90 | 190.81 | -0.00 | 1,502.28 | 11,502.28 |
Cursul mediu pe 3 luni
| August | Septembrie | Octombrie | |
|---|---|---|---|
| Euro | 4,9765 | 4,9743 | 4,9748 |
| USD | 4,5199 | 4,4780 | 4,5615 |
Cel mai bun curs la banci
1 EUR = 5.0400 RON
la OTP Bank Romania
1 USD = 4.8500 RON
la Credit Europe Bank
valabil pentru cumparare, la 19.01
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