Grafic de rambursare Creditul negarantat pentru Nevoi Personale de la Banca Transilvania
| Pagina creditului | Creditul negarantat pentru Nevoi Personale de la Banca Transilvania |
| Suma Imprumutata | Nr. Rate | Prima rata | Total dobanda platita | Total de Plata |
|---|---|---|---|---|
| 20,000.00 RON | 60 | 433.25 RON | 5,995.26 RON | 25,995.26 RON |
| Nr. rata | Sold initial (RON) | Rata (RON) | Dobanda (RON) | Principal (RON) | Sold final (RON) | Dobanda acumulata platita pana acum (RON) |
Suma platita pana acum (RON) |
|---|---|---|---|---|---|---|---|
| 1 | 20,000.00 | 433.25 | 180.67 | 252.59 | 19,747.41 | 180.67 | 433.25 |
| 2 | 19,747.41 | 433.25 | 178.38 | 254.87 | 19,492.54 | 359.05 | 866.51 |
| 3 | 19,492.54 | 433.25 | 176.08 | 257.17 | 19,235.37 | 535.13 | 1,299.76 |
| 4 | 19,235.37 | 433.25 | 173.76 | 259.49 | 18,975.88 | 708.89 | 1,733.02 |
| 5 | 18,975.88 | 433.25 | 171.42 | 261.84 | 18,714.04 | 880.31 | 2,166.27 |
| 6 | 18,714.04 | 433.25 | 169.05 | 264.20 | 18,449.83 | 1,049.36 | 2,599.53 |
| 7 | 18,449.83 | 433.25 | 166.66 | 266.59 | 18,183.24 | 1,216.02 | 3,032.78 |
| 8 | 18,183.24 | 433.25 | 164.26 | 269.00 | 17,914.24 | 1,380.28 | 3,466.03 |
| 9 | 17,914.24 | 433.25 | 161.83 | 271.43 | 17,642.81 | 1,542.10 | 3,899.29 |
| 10 | 17,642.81 | 433.25 | 159.37 | 273.88 | 17,368.93 | 1,701.48 | 4,332.54 |
| 11 | 17,368.93 | 433.25 | 156.90 | 276.35 | 17,092.58 | 1,858.38 | 4,765.80 |
| 12 | 17,092.58 | 433.25 | 154.40 | 278.85 | 16,813.73 | 2,012.78 | 5,199.05 |
| 13 | 16,813.73 | 433.25 | 151.88 | 281.37 | 16,532.36 | 2,164.66 | 5,632.31 |
| 14 | 16,532.36 | 433.25 | 149.34 | 283.91 | 16,248.45 | 2,314.01 | 6,065.56 |
| 15 | 16,248.45 | 433.25 | 146.78 | 286.48 | 15,961.97 | 2,460.78 | 6,498.81 |
| 16 | 15,961.97 | 433.25 | 144.19 | 289.06 | 15,672.90 | 2,604.97 | 6,932.07 |
| 17 | 15,672.90 | 433.25 | 141.58 | 291.68 | 15,381.23 | 2,746.55 | 7,365.32 |
| 18 | 15,381.23 | 433.25 | 138.94 | 294.31 | 15,086.92 | 2,885.50 | 7,798.58 |
| 19 | 15,086.92 | 433.25 | 136.29 | 296.97 | 14,789.95 | 3,021.78 | 8,231.83 |
| 20 | 14,789.95 | 433.25 | 133.60 | 299.65 | 14,490.30 | 3,155.38 | 8,665.09 |
| 21 | 14,490.30 | 433.25 | 130.90 | 302.36 | 14,187.94 | 3,286.28 | 9,098.34 |
| 22 | 14,187.94 | 433.25 | 128.16 | 305.09 | 13,882.85 | 3,414.44 | 9,531.59 |
| 23 | 13,882.85 | 433.25 | 125.41 | 307.85 | 13,575.00 | 3,539.85 | 9,964.85 |
| 24 | 13,575.00 | 433.25 | 122.63 | 310.63 | 13,264.38 | 3,662.48 | 10,398.10 |
| 25 | 13,264.38 | 433.25 | 119.82 | 313.43 | 12,950.94 | 3,782.30 | 10,831.36 |
| 26 | 12,950.94 | 433.25 | 116.99 | 316.26 | 12,634.68 | 3,899.29 | 11,264.61 |
| 27 | 12,634.68 | 433.25 | 114.13 | 319.12 | 12,315.56 | 4,013.42 | 11,697.87 |
| 28 | 12,315.56 | 433.25 | 111.25 | 322.00 | 11,993.55 | 4,124.67 | 12,131.12 |
| 29 | 11,993.55 | 433.25 | 108.34 | 324.91 | 11,668.64 | 4,233.02 | 12,564.37 |
| 30 | 11,668.64 | 433.25 | 105.41 | 327.85 | 11,340.79 | 4,338.42 | 12,997.63 |
| 31 | 11,340.79 | 433.25 | 102.45 | 330.81 | 11,009.98 | 4,440.87 | 13,430.88 |
| 32 | 11,009.98 | 433.25 | 99.46 | 333.80 | 10,676.19 | 4,540.33 | 13,864.14 |
| 33 | 10,676.19 | 433.25 | 96.44 | 336.81 | 10,339.37 | 4,636.77 | 14,297.39 |
| 34 | 10,339.37 | 433.25 | 93.40 | 339.86 | 9,999.52 | 4,730.17 | 14,730.65 |
| 35 | 9,999.52 | 433.25 | 90.33 | 342.93 | 9,656.59 | 4,820.49 | 15,163.90 |
| 36 | 9,656.59 | 433.25 | 87.23 | 346.02 | 9,310.57 | 4,907.73 | 15,597.15 |
| 37 | 9,310.57 | 433.25 | 84.11 | 349.15 | 8,961.42 | 4,991.83 | 16,030.41 |
| 38 | 8,961.42 | 433.25 | 80.95 | 352.30 | 8,609.12 | 5,072.78 | 16,463.66 |
| 39 | 8,609.12 | 433.25 | 77.77 | 355.49 | 8,253.63 | 5,150.55 | 16,896.92 |
| 40 | 8,253.63 | 433.25 | 74.56 | 358.70 | 7,894.94 | 5,225.11 | 17,330.17 |
| 41 | 7,894.94 | 433.25 | 71.32 | 361.94 | 7,533.00 | 5,296.43 | 17,763.43 |
| 42 | 7,533.00 | 433.25 | 68.05 | 365.21 | 7,167.80 | 5,364.48 | 18,196.68 |
| 43 | 7,167.80 | 433.25 | 64.75 | 368.51 | 6,799.29 | 5,429.22 | 18,629.93 |
| 44 | 6,799.29 | 433.25 | 61.42 | 371.83 | 6,427.46 | 5,490.64 | 19,063.19 |
| 45 | 6,427.46 | 433.25 | 58.06 | 375.19 | 6,052.26 | 5,548.71 | 19,496.44 |
| 46 | 6,052.26 | 433.25 | 54.67 | 378.58 | 5,673.68 | 5,603.38 | 19,929.70 |
| 47 | 5,673.68 | 433.25 | 51.25 | 382.00 | 5,291.68 | 5,654.63 | 20,362.95 |
| 48 | 5,291.68 | 433.25 | 47.80 | 385.45 | 4,906.23 | 5,702.43 | 20,796.21 |
| 49 | 4,906.23 | 433.25 | 44.32 | 388.93 | 4,517.29 | 5,746.75 | 21,229.46 |
| 50 | 4,517.29 | 433.25 | 40.81 | 392.45 | 4,124.84 | 5,787.56 | 21,662.71 |
| 51 | 4,124.84 | 433.25 | 37.26 | 395.99 | 3,728.85 | 5,824.82 | 22,095.97 |
| 52 | 3,728.85 | 433.25 | 33.68 | 399.57 | 3,329.28 | 5,858.50 | 22,529.22 |
| 53 | 3,329.28 | 433.25 | 30.07 | 403.18 | 2,926.10 | 5,888.58 | 22,962.48 |
| 54 | 2,926.10 | 433.25 | 26.43 | 406.82 | 2,519.28 | 5,915.01 | 23,395.73 |
| 55 | 2,519.28 | 433.25 | 22.76 | 410.50 | 2,108.78 | 5,937.77 | 23,828.99 |
| 56 | 2,108.78 | 433.25 | 19.05 | 414.20 | 1,694.58 | 5,956.82 | 24,262.24 |
| 57 | 1,694.58 | 433.25 | 15.31 | 417.95 | 1,276.63 | 5,972.12 | 24,695.49 |
| 58 | 1,276.63 | 433.25 | 11.53 | 421.72 | 854.91 | 5,983.66 | 25,128.75 |
| 59 | 854.91 | 433.25 | 7.72 | 425.53 | 429.38 | 5,991.38 | 25,562.00 |
| 60 | 429.38 | 433.25 | 3.88 | 429.38 | -0.00 | 5,995.26 | 25,995.26 |
Cursul mediu pe 3 luni
| August | Septembrie | Octombrie | |
|---|---|---|---|
| Euro | 4,9765 | 4,9743 | 4,9748 |
| USD | 4,5199 | 4,4780 | 4,5615 |
Cel mai bun curs la banci
1 EUR = 5.0200 RON
la Credit Europe Bank
1 USD = 4.7800 RON
la Credit Europe Bank
valabil pentru cumparare, la 14.01
Curs valutar banci