Grafic de rambursare Flexicredit Refinantare - Refinantare fara ipoteca de la Raiffeisen Bank
| Pagina creditului | Flexicredit Refinantare - Refinantare fara ipoteca de la Raiffeisen Bank |
| Suma Imprumutata | Nr. Rate | Prima rata | Total dobanda platita | Total de Plata |
|---|---|---|---|---|
| 10,000.00 RON | 60 | 245.74 RON | 4,744.30 RON | 14,744.30 RON |
| Nr. rata | Sold initial (RON) | Rata (RON) | Dobanda (RON) | Principal (RON) | Sold final (RON) | Dobanda acumulata platita pana acum (RON) |
Suma platita pana acum (RON) |
|---|---|---|---|---|---|---|---|
| 1 | 10,000.00 | 245.74 | 137.33 | 108.40 | 9,891.60 | 137.33 | 245.74 |
| 2 | 9,891.60 | 245.74 | 135.84 | 109.89 | 9,781.70 | 273.18 | 491.48 |
| 3 | 9,781.70 | 245.74 | 134.34 | 111.40 | 9,670.30 | 407.51 | 737.21 |
| 4 | 9,670.30 | 245.74 | 132.81 | 112.93 | 9,557.37 | 540.32 | 982.95 |
| 5 | 9,557.37 | 245.74 | 131.25 | 114.48 | 9,442.88 | 671.57 | 1,228.69 |
| 6 | 9,442.88 | 245.74 | 129.68 | 116.06 | 9,326.83 | 801.26 | 1,474.43 |
| 7 | 9,326.83 | 245.74 | 128.09 | 117.65 | 9,209.18 | 929.34 | 1,720.17 |
| 8 | 9,209.18 | 245.74 | 126.47 | 119.27 | 9,089.91 | 1,055.82 | 1,965.91 |
| 9 | 9,089.91 | 245.74 | 124.83 | 120.90 | 8,969.01 | 1,180.65 | 2,211.64 |
| 10 | 8,969.01 | 245.74 | 123.17 | 122.56 | 8,846.44 | 1,303.83 | 2,457.38 |
| 11 | 8,846.44 | 245.74 | 121.49 | 124.25 | 8,722.20 | 1,425.32 | 2,703.12 |
| 12 | 8,722.20 | 245.74 | 119.78 | 125.95 | 8,596.24 | 1,545.10 | 2,948.86 |
| 13 | 8,596.24 | 245.74 | 118.06 | 127.68 | 8,468.56 | 1,663.16 | 3,194.60 |
| 14 | 8,468.56 | 245.74 | 116.30 | 129.44 | 8,339.12 | 1,779.46 | 3,440.34 |
| 15 | 8,339.12 | 245.74 | 114.52 | 131.21 | 8,207.91 | 1,893.98 | 3,686.07 |
| 16 | 8,207.91 | 245.74 | 112.72 | 133.02 | 8,074.89 | 2,006.70 | 3,931.81 |
| 17 | 8,074.89 | 245.74 | 110.90 | 134.84 | 7,940.05 | 2,117.60 | 4,177.55 |
| 18 | 7,940.05 | 245.74 | 109.04 | 136.69 | 7,803.35 | 2,226.64 | 4,423.29 |
| 19 | 7,803.35 | 245.74 | 107.17 | 138.57 | 7,664.78 | 2,333.81 | 4,669.03 |
| 20 | 7,664.78 | 245.74 | 105.26 | 140.48 | 7,524.31 | 2,439.07 | 4,914.77 |
| 21 | 7,524.31 | 245.74 | 103.33 | 142.40 | 7,381.90 | 2,542.41 | 5,160.50 |
| 22 | 7,381.90 | 245.74 | 101.38 | 144.36 | 7,237.54 | 2,643.78 | 5,406.24 |
| 23 | 7,237.54 | 245.74 | 99.40 | 146.34 | 7,091.20 | 2,743.18 | 5,651.98 |
| 24 | 7,091.20 | 245.74 | 97.39 | 148.35 | 6,942.85 | 2,840.56 | 5,897.72 |
| 25 | 6,942.85 | 245.74 | 95.35 | 150.39 | 6,792.46 | 2,935.91 | 6,143.46 |
| 26 | 6,792.46 | 245.74 | 93.28 | 152.46 | 6,640.00 | 3,029.20 | 6,389.20 |
| 27 | 6,640.00 | 245.74 | 91.19 | 154.55 | 6,485.45 | 3,120.39 | 6,634.93 |
| 28 | 6,485.45 | 245.74 | 89.07 | 156.67 | 6,328.78 | 3,209.45 | 6,880.67 |
| 29 | 6,328.78 | 245.74 | 86.92 | 158.82 | 6,169.96 | 3,296.37 | 7,126.41 |
| 30 | 6,169.96 | 245.74 | 84.73 | 161.00 | 6,008.95 | 3,381.10 | 7,372.15 |
| 31 | 6,008.95 | 245.74 | 82.52 | 163.22 | 5,845.74 | 3,463.62 | 7,617.89 |
| 32 | 5,845.74 | 245.74 | 80.28 | 165.46 | 5,680.28 | 3,543.91 | 7,863.63 |
| 33 | 5,680.28 | 245.74 | 78.01 | 167.73 | 5,512.55 | 3,621.92 | 8,109.36 |
| 34 | 5,512.55 | 245.74 | 75.71 | 170.03 | 5,342.52 | 3,697.62 | 8,355.10 |
| 35 | 5,342.52 | 245.74 | 73.37 | 172.37 | 5,170.15 | 3,770.99 | 8,600.84 |
| 36 | 5,170.15 | 245.74 | 71.00 | 174.73 | 4,995.42 | 3,841.99 | 8,846.58 |
| 37 | 4,995.42 | 245.74 | 68.60 | 177.13 | 4,818.28 | 3,910.60 | 9,092.32 |
| 38 | 4,818.28 | 245.74 | 66.17 | 179.57 | 4,638.71 | 3,976.77 | 9,338.06 |
| 39 | 4,638.71 | 245.74 | 63.71 | 182.03 | 4,456.68 | 4,040.47 | 9,583.79 |
| 40 | 4,456.68 | 245.74 | 61.21 | 184.53 | 4,272.15 | 4,101.68 | 9,829.53 |
| 41 | 4,272.15 | 245.74 | 58.67 | 187.07 | 4,085.08 | 4,160.35 | 10,075.27 |
| 42 | 4,085.08 | 245.74 | 56.10 | 189.64 | 3,895.44 | 4,216.45 | 10,321.01 |
| 43 | 3,895.44 | 245.74 | 53.50 | 192.24 | 3,703.20 | 4,269.95 | 10,566.75 |
| 44 | 3,703.20 | 245.74 | 50.86 | 194.88 | 3,508.32 | 4,320.81 | 10,812.49 |
| 45 | 3,508.32 | 245.74 | 48.18 | 197.56 | 3,310.76 | 4,368.99 | 11,058.22 |
| 46 | 3,310.76 | 245.74 | 45.47 | 200.27 | 3,110.49 | 4,414.46 | 11,303.96 |
| 47 | 3,110.49 | 245.74 | 42.72 | 203.02 | 2,907.47 | 4,457.17 | 11,549.70 |
| 48 | 2,907.47 | 245.74 | 39.93 | 205.81 | 2,701.66 | 4,497.10 | 11,795.44 |
| 49 | 2,701.66 | 245.74 | 37.10 | 208.64 | 2,493.03 | 4,534.21 | 12,041.18 |
| 50 | 2,493.03 | 245.74 | 34.24 | 211.50 | 2,281.53 | 4,568.44 | 12,286.92 |
| 51 | 2,281.53 | 245.74 | 31.33 | 214.41 | 2,067.12 | 4,599.78 | 12,532.65 |
| 52 | 2,067.12 | 245.74 | 28.39 | 217.35 | 1,849.77 | 4,628.16 | 12,778.39 |
| 53 | 1,849.77 | 245.74 | 25.40 | 220.33 | 1,629.44 | 4,653.57 | 13,024.13 |
| 54 | 1,629.44 | 245.74 | 22.38 | 223.36 | 1,406.08 | 4,675.95 | 13,269.87 |
| 55 | 1,406.08 | 245.74 | 19.31 | 226.43 | 1,179.65 | 4,695.26 | 13,515.61 |
| 56 | 1,179.65 | 245.74 | 16.20 | 229.54 | 950.11 | 4,711.46 | 13,761.35 |
| 57 | 950.11 | 245.74 | 13.05 | 232.69 | 717.42 | 4,724.50 | 14,007.08 |
| 58 | 717.42 | 245.74 | 9.85 | 235.89 | 481.53 | 4,734.36 | 14,252.82 |
| 59 | 481.53 | 245.74 | 6.61 | 239.13 | 242.41 | 4,740.97 | 14,498.56 |
| 60 | 242.41 | 245.74 | 3.33 | 242.41 | 0.00 | 4,744.30 | 14,744.30 |
Cursul mediu pe 3 luni
| August | Septembrie | Octombrie | |
|---|---|---|---|
| Euro | 4,9765 | 4,9743 | 4,9748 |
| USD | 4,5199 | 4,4780 | 4,5615 |
Cel mai bun curs la banci
1 EUR = 5.0400 RON
la OTP Bank Romania
1 USD = 4.8500 RON
la Credit Europe Bank
valabil pentru cumparare, la 19.01
Curs valutar banci