Grafic de rambursare Refinantare printr-un credit de nevoi personale de la OTP Bank
| Pagina creditului | Refinantare printr-un credit de nevoi personale de la OTP Bank |
| Suma Imprumutata | Nr. Rate | Prima rata | Total dobanda platita | Total de Plata |
|---|---|---|---|---|
| 10,000.00 RON | 60 | 224.12 RON | 3,446.94 RON | 13,446.94 RON |
| Nr. rata | Sold initial (RON) | Rata (RON) | Dobanda (RON) | Principal (RON) | Sold final (RON) | Dobanda acumulata platita pana acum (RON) |
Suma platita pana acum (RON) |
|---|---|---|---|---|---|---|---|
| 1 | 10,000.00 | 224.12 | 102.75 | 121.37 | 9,878.63 | 102.75 | 224.12 |
| 2 | 9,878.63 | 224.12 | 101.50 | 122.61 | 9,756.02 | 204.25 | 448.23 |
| 3 | 9,756.02 | 224.12 | 100.24 | 123.87 | 9,632.15 | 304.50 | 672.35 |
| 4 | 9,632.15 | 224.12 | 98.97 | 125.15 | 9,507.00 | 403.47 | 896.46 |
| 5 | 9,507.00 | 224.12 | 97.68 | 126.43 | 9,380.57 | 501.15 | 1,120.58 |
| 6 | 9,380.57 | 224.12 | 96.39 | 127.73 | 9,252.84 | 597.54 | 1,344.69 |
| 7 | 9,252.84 | 224.12 | 95.07 | 129.04 | 9,123.80 | 692.61 | 1,568.81 |
| 8 | 9,123.80 | 224.12 | 93.75 | 130.37 | 8,993.43 | 786.36 | 1,792.93 |
| 9 | 8,993.43 | 224.12 | 92.41 | 131.71 | 8,861.72 | 878.76 | 2,017.04 |
| 10 | 8,861.72 | 224.12 | 91.05 | 133.06 | 8,728.66 | 969.82 | 2,241.16 |
| 11 | 8,728.66 | 224.12 | 89.69 | 134.43 | 8,594.23 | 1,059.50 | 2,465.27 |
| 12 | 8,594.23 | 224.12 | 88.31 | 135.81 | 8,458.42 | 1,147.81 | 2,689.39 |
| 13 | 8,458.42 | 224.12 | 86.91 | 137.21 | 8,321.22 | 1,234.72 | 2,913.50 |
| 14 | 8,321.22 | 224.12 | 85.50 | 138.62 | 8,182.60 | 1,320.22 | 3,137.62 |
| 15 | 8,182.60 | 224.12 | 84.08 | 140.04 | 8,042.56 | 1,404.30 | 3,361.73 |
| 16 | 8,042.56 | 224.12 | 82.64 | 141.48 | 7,901.08 | 1,486.94 | 3,585.85 |
| 17 | 7,901.08 | 224.12 | 81.18 | 142.93 | 7,758.15 | 1,568.12 | 3,809.97 |
| 18 | 7,758.15 | 224.12 | 79.72 | 144.40 | 7,613.75 | 1,647.83 | 4,034.08 |
| 19 | 7,613.75 | 224.12 | 78.23 | 145.88 | 7,467.87 | 1,726.07 | 4,258.20 |
| 20 | 7,467.87 | 224.12 | 76.73 | 147.38 | 7,320.48 | 1,802.80 | 4,482.31 |
| 21 | 7,320.48 | 224.12 | 75.22 | 148.90 | 7,171.59 | 1,878.02 | 4,706.43 |
| 22 | 7,171.59 | 224.12 | 73.69 | 150.43 | 7,021.16 | 1,951.70 | 4,930.54 |
| 23 | 7,021.16 | 224.12 | 72.14 | 151.97 | 6,869.19 | 2,023.85 | 5,154.66 |
| 24 | 6,869.19 | 224.12 | 70.58 | 153.53 | 6,715.65 | 2,094.43 | 5,378.78 |
| 25 | 6,715.65 | 224.12 | 69.00 | 155.11 | 6,560.54 | 2,163.43 | 5,602.89 |
| 26 | 6,560.54 | 224.12 | 67.41 | 156.71 | 6,403.83 | 2,230.84 | 5,827.01 |
| 27 | 6,403.83 | 224.12 | 65.80 | 158.32 | 6,245.52 | 2,296.64 | 6,051.12 |
| 28 | 6,245.52 | 224.12 | 64.17 | 159.94 | 6,085.57 | 2,360.81 | 6,275.24 |
| 29 | 6,085.57 | 224.12 | 62.53 | 161.59 | 5,923.99 | 2,423.34 | 6,499.35 |
| 30 | 5,923.99 | 224.12 | 60.87 | 163.25 | 5,760.74 | 2,484.21 | 6,723.47 |
| 31 | 5,760.74 | 224.12 | 59.19 | 164.92 | 5,595.82 | 2,543.40 | 6,947.59 |
| 32 | 5,595.82 | 224.12 | 57.50 | 166.62 | 5,429.20 | 2,600.90 | 7,171.70 |
| 33 | 5,429.20 | 224.12 | 55.78 | 168.33 | 5,260.87 | 2,656.68 | 7,395.82 |
| 34 | 5,260.87 | 224.12 | 54.06 | 170.06 | 5,090.81 | 2,710.74 | 7,619.93 |
| 35 | 5,090.81 | 224.12 | 52.31 | 171.81 | 4,919.00 | 2,763.05 | 7,844.05 |
| 36 | 4,919.00 | 224.12 | 50.54 | 173.57 | 4,745.43 | 2,813.59 | 8,068.16 |
| 37 | 4,745.43 | 224.12 | 48.76 | 175.36 | 4,570.07 | 2,862.35 | 8,292.28 |
| 38 | 4,570.07 | 224.12 | 46.96 | 177.16 | 4,392.91 | 2,909.31 | 8,516.40 |
| 39 | 4,392.91 | 224.12 | 45.14 | 178.98 | 4,213.93 | 2,954.44 | 8,740.51 |
| 40 | 4,213.93 | 224.12 | 43.30 | 180.82 | 4,033.11 | 2,997.74 | 8,964.63 |
| 41 | 4,033.11 | 224.12 | 41.44 | 182.68 | 3,850.44 | 3,039.18 | 9,188.74 |
| 42 | 3,850.44 | 224.12 | 39.56 | 184.55 | 3,665.89 | 3,078.75 | 9,412.86 |
| 43 | 3,665.89 | 224.12 | 37.67 | 186.45 | 3,479.44 | 3,116.41 | 9,636.97 |
| 44 | 3,479.44 | 224.12 | 35.75 | 188.36 | 3,291.07 | 3,152.16 | 9,861.09 |
| 45 | 3,291.07 | 224.12 | 33.82 | 190.30 | 3,100.77 | 3,185.98 | 10,085.20 |
| 46 | 3,100.77 | 224.12 | 31.86 | 192.26 | 2,908.52 | 3,217.84 | 10,309.32 |
| 47 | 2,908.52 | 224.12 | 29.89 | 194.23 | 2,714.29 | 3,247.72 | 10,533.44 |
| 48 | 2,714.29 | 224.12 | 27.89 | 196.23 | 2,518.06 | 3,275.61 | 10,757.55 |
| 49 | 2,518.06 | 224.12 | 25.87 | 198.24 | 2,319.82 | 3,301.49 | 10,981.67 |
| 50 | 2,319.82 | 224.12 | 23.84 | 200.28 | 2,119.54 | 3,325.32 | 11,205.78 |
| 51 | 2,119.54 | 224.12 | 21.78 | 202.34 | 1,917.20 | 3,347.10 | 11,429.90 |
| 52 | 1,917.20 | 224.12 | 19.70 | 204.42 | 1,712.79 | 3,366.80 | 11,654.01 |
| 53 | 1,712.79 | 224.12 | 17.60 | 206.52 | 1,506.27 | 3,384.40 | 11,878.13 |
| 54 | 1,506.27 | 224.12 | 15.48 | 208.64 | 1,297.63 | 3,399.88 | 12,102.25 |
| 55 | 1,297.63 | 224.12 | 13.33 | 210.78 | 1,086.85 | 3,413.21 | 12,326.36 |
| 56 | 1,086.85 | 224.12 | 11.17 | 212.95 | 873.90 | 3,424.38 | 12,550.48 |
| 57 | 873.90 | 224.12 | 8.98 | 215.14 | 658.76 | 3,433.36 | 12,774.59 |
| 58 | 658.76 | 224.12 | 6.77 | 217.35 | 441.42 | 3,440.13 | 12,998.71 |
| 59 | 441.42 | 224.12 | 4.54 | 219.58 | 221.84 | 3,444.66 | 13,222.82 |
| 60 | 221.84 | 224.12 | 2.28 | 221.84 | 0.00 | 3,446.94 | 13,446.94 |
Cursul mediu pe 3 luni
| August | Septembrie | Octombrie | |
|---|---|---|---|
| Euro | 4,9765 | 4,9743 | 4,9748 |
| USD | 4,5199 | 4,4780 | 4,5615 |
Cel mai bun curs la banci
1 EUR = 5.0400 RON
la OTP Bank Romania
1 USD = 4.8500 RON
la Credit Europe Bank
valabil pentru cumparare, la 19.01
Curs valutar banci