Grafic de rambursare Refinantare printr-un credit de nevoi personale de la OTP Bank
| Pagina creditului | Refinantare printr-un credit de nevoi personale de la OTP Bank |
| Suma Imprumutata | Nr. Rate | Prima rata | Total dobanda platita | Total de Plata |
|---|---|---|---|---|
| 10,000.00 RON | 60 | 207.58 RON | 2,455.01 RON | 12,455.01 RON |
| Nr. rata | Sold initial (RON) | Rata (RON) | Dobanda (RON) | Principal (RON) | Sold final (RON) | Dobanda acumulata platita pana acum (RON) |
Suma platita pana acum (RON) |
|---|---|---|---|---|---|---|---|
| 1 | 10,000.00 | 207.58 | 75.00 | 132.58 | 9,867.42 | 75.00 | 207.58 |
| 2 | 9,867.42 | 207.58 | 74.01 | 133.58 | 9,733.84 | 149.01 | 415.17 |
| 3 | 9,733.84 | 207.58 | 73.00 | 134.58 | 9,599.26 | 222.01 | 622.75 |
| 4 | 9,599.26 | 207.58 | 71.99 | 135.59 | 9,463.67 | 294.00 | 830.33 |
| 5 | 9,463.67 | 207.58 | 70.98 | 136.61 | 9,327.06 | 364.98 | 1,037.92 |
| 6 | 9,327.06 | 207.58 | 69.95 | 137.63 | 9,189.43 | 434.93 | 1,245.50 |
| 7 | 9,189.43 | 207.58 | 68.92 | 138.66 | 9,050.77 | 503.86 | 1,453.08 |
| 8 | 9,050.77 | 207.58 | 67.88 | 139.70 | 8,911.07 | 571.74 | 1,660.67 |
| 9 | 8,911.07 | 207.58 | 66.83 | 140.75 | 8,770.32 | 638.57 | 1,868.25 |
| 10 | 8,770.32 | 207.58 | 65.78 | 141.81 | 8,628.51 | 704.35 | 2,075.84 |
| 11 | 8,628.51 | 207.58 | 64.71 | 142.87 | 8,485.64 | 769.06 | 2,283.42 |
| 12 | 8,485.64 | 207.58 | 63.64 | 143.94 | 8,341.70 | 832.70 | 2,491.00 |
| 13 | 8,341.70 | 207.58 | 62.56 | 145.02 | 8,196.68 | 895.27 | 2,698.59 |
| 14 | 8,196.68 | 207.58 | 61.48 | 146.11 | 8,050.57 | 956.74 | 2,906.17 |
| 15 | 8,050.57 | 207.58 | 60.38 | 147.20 | 7,903.37 | 1,017.12 | 3,113.75 |
| 16 | 7,903.37 | 207.58 | 59.28 | 148.31 | 7,755.06 | 1,076.39 | 3,321.34 |
| 17 | 7,755.06 | 207.58 | 58.16 | 149.42 | 7,605.64 | 1,134.56 | 3,528.92 |
| 18 | 7,605.64 | 207.58 | 57.04 | 150.54 | 7,455.10 | 1,191.60 | 3,736.50 |
| 19 | 7,455.10 | 207.58 | 55.91 | 151.67 | 7,303.43 | 1,247.51 | 3,944.09 |
| 20 | 7,303.43 | 207.58 | 54.78 | 152.81 | 7,150.62 | 1,302.29 | 4,151.67 |
| 21 | 7,150.62 | 207.58 | 53.63 | 153.95 | 6,996.66 | 1,355.92 | 4,359.25 |
| 22 | 6,996.66 | 207.58 | 52.47 | 155.11 | 6,841.56 | 1,408.39 | 4,566.84 |
| 23 | 6,841.56 | 207.58 | 51.31 | 156.27 | 6,685.28 | 1,459.71 | 4,774.42 |
| 24 | 6,685.28 | 207.58 | 50.14 | 157.44 | 6,527.84 | 1,509.84 | 4,982.01 |
| 25 | 6,527.84 | 207.58 | 48.96 | 158.62 | 6,369.21 | 1,558.80 | 5,189.59 |
| 26 | 6,369.21 | 207.58 | 47.77 | 159.81 | 6,209.40 | 1,606.57 | 5,397.17 |
| 27 | 6,209.40 | 207.58 | 46.57 | 161.01 | 6,048.39 | 1,653.14 | 5,604.76 |
| 28 | 6,048.39 | 207.58 | 45.36 | 162.22 | 5,886.17 | 1,698.51 | 5,812.34 |
| 29 | 5,886.17 | 207.58 | 44.15 | 163.44 | 5,722.73 | 1,742.65 | 6,019.92 |
| 30 | 5,722.73 | 207.58 | 42.92 | 164.66 | 5,558.07 | 1,785.57 | 6,227.51 |
| 31 | 5,558.07 | 207.58 | 41.69 | 165.90 | 5,392.17 | 1,827.26 | 6,435.09 |
| 32 | 5,392.17 | 207.58 | 40.44 | 167.14 | 5,225.03 | 1,867.70 | 6,642.67 |
| 33 | 5,225.03 | 207.58 | 39.19 | 168.40 | 5,056.63 | 1,906.89 | 6,850.26 |
| 34 | 5,056.63 | 207.58 | 37.92 | 169.66 | 4,886.97 | 1,944.81 | 7,057.84 |
| 35 | 4,886.97 | 207.58 | 36.65 | 170.93 | 4,716.04 | 1,981.46 | 7,265.42 |
| 36 | 4,716.04 | 207.58 | 35.37 | 172.21 | 4,543.83 | 2,016.83 | 7,473.01 |
| 37 | 4,543.83 | 207.58 | 34.08 | 173.50 | 4,370.32 | 2,050.91 | 7,680.59 |
| 38 | 4,370.32 | 207.58 | 32.78 | 174.81 | 4,195.52 | 2,083.69 | 7,888.17 |
| 39 | 4,195.52 | 207.58 | 31.47 | 176.12 | 4,019.40 | 2,115.16 | 8,095.76 |
| 40 | 4,019.40 | 207.58 | 30.15 | 177.44 | 3,841.96 | 2,145.30 | 8,303.34 |
| 41 | 3,841.96 | 207.58 | 28.81 | 178.77 | 3,663.19 | 2,174.12 | 8,510.93 |
| 42 | 3,663.19 | 207.58 | 27.47 | 180.11 | 3,483.08 | 2,201.59 | 8,718.51 |
| 43 | 3,483.08 | 207.58 | 26.12 | 181.46 | 3,301.62 | 2,227.71 | 8,926.09 |
| 44 | 3,301.62 | 207.58 | 24.76 | 182.82 | 3,118.80 | 2,252.48 | 9,133.68 |
| 45 | 3,118.80 | 207.58 | 23.39 | 184.19 | 2,934.61 | 2,275.87 | 9,341.26 |
| 46 | 2,934.61 | 207.58 | 22.01 | 185.57 | 2,749.03 | 2,297.88 | 9,548.84 |
| 47 | 2,749.03 | 207.58 | 20.62 | 186.97 | 2,562.07 | 2,318.49 | 9,756.43 |
| 48 | 2,562.07 | 207.58 | 19.22 | 188.37 | 2,373.70 | 2,337.71 | 9,964.01 |
| 49 | 2,373.70 | 207.58 | 17.80 | 189.78 | 2,183.92 | 2,355.51 | 10,171.59 |
| 50 | 2,183.92 | 207.58 | 16.38 | 191.20 | 1,992.71 | 2,371.89 | 10,379.18 |
| 51 | 1,992.71 | 207.58 | 14.95 | 192.64 | 1,800.08 | 2,386.84 | 10,586.76 |
| 52 | 1,800.08 | 207.58 | 13.50 | 194.08 | 1,605.99 | 2,400.34 | 10,794.34 |
| 53 | 1,605.99 | 207.58 | 12.04 | 195.54 | 1,410.46 | 2,412.38 | 11,001.93 |
| 54 | 1,410.46 | 207.58 | 10.58 | 197.01 | 1,213.45 | 2,422.96 | 11,209.51 |
| 55 | 1,213.45 | 207.58 | 9.10 | 198.48 | 1,014.97 | 2,432.06 | 11,417.10 |
| 56 | 1,014.97 | 207.58 | 7.61 | 199.97 | 815.00 | 2,439.67 | 11,624.68 |
| 57 | 815.00 | 207.58 | 6.11 | 201.47 | 613.52 | 2,445.79 | 11,832.26 |
| 58 | 613.52 | 207.58 | 4.60 | 202.98 | 410.54 | 2,450.39 | 12,039.85 |
| 59 | 410.54 | 207.58 | 3.08 | 204.50 | 206.04 | 2,453.47 | 12,247.43 |
| 60 | 206.04 | 207.58 | 1.55 | 206.04 | 0.00 | 2,455.01 | 12,455.01 |
Cursul mediu pe 3 luni
| August | Septembrie | Octombrie | |
|---|---|---|---|
| Euro | 4,9765 | 4,9743 | 4,9748 |
| USD | 4,5199 | 4,4780 | 4,5615 |
Cel mai bun curs la banci
1 EUR = 5.0200 RON
la Credit Europe Bank
1 USD = 4.7800 RON
la Credit Europe Bank
valabil pentru cumparare, la 14.01
Curs valutar banci