Grafic de rambursare Refinantare printr-un credit de nevoi personale de la OTP Bank
| Pagina creditului | Refinantare printr-un credit de nevoi personale de la OTP Bank |
| Suma Imprumutata | Nr. Rate | Prima rata | Total dobanda platita | Total de Plata |
|---|---|---|---|---|
| 10,000.00 RON | 60 | 210.21 RON | 2,612.85 RON | 12,612.85 RON |
| Nr. rata | Sold initial (RON) | Rata (RON) | Dobanda (RON) | Principal (RON) | Sold final (RON) | Dobanda acumulata platita pana acum (RON) |
Suma platita pana acum (RON) |
|---|---|---|---|---|---|---|---|
| 1 | 10,000.00 | 210.21 | 79.50 | 130.71 | 9,869.29 | 79.50 | 210.21 |
| 2 | 9,869.29 | 210.21 | 78.46 | 131.75 | 9,737.53 | 157.96 | 420.43 |
| 3 | 9,737.53 | 210.21 | 77.41 | 132.80 | 9,604.73 | 235.37 | 630.64 |
| 4 | 9,604.73 | 210.21 | 76.36 | 133.86 | 9,470.88 | 311.73 | 840.86 |
| 5 | 9,470.88 | 210.21 | 75.29 | 134.92 | 9,335.95 | 387.03 | 1,051.07 |
| 6 | 9,335.95 | 210.21 | 74.22 | 135.99 | 9,199.96 | 461.25 | 1,261.28 |
| 7 | 9,199.96 | 210.21 | 73.14 | 137.07 | 9,062.89 | 534.39 | 1,471.50 |
| 8 | 9,062.89 | 210.21 | 72.05 | 138.16 | 8,924.72 | 606.44 | 1,681.71 |
| 9 | 8,924.72 | 210.21 | 70.95 | 139.26 | 8,785.46 | 677.39 | 1,891.93 |
| 10 | 8,785.46 | 210.21 | 69.84 | 140.37 | 8,645.09 | 747.23 | 2,102.14 |
| 11 | 8,645.09 | 210.21 | 68.73 | 141.49 | 8,503.60 | 815.96 | 2,312.36 |
| 12 | 8,503.60 | 210.21 | 67.60 | 142.61 | 8,360.99 | 883.56 | 2,522.57 |
| 13 | 8,360.99 | 210.21 | 66.47 | 143.74 | 8,217.25 | 950.03 | 2,732.78 |
| 14 | 8,217.25 | 210.21 | 65.33 | 144.89 | 8,072.36 | 1,015.36 | 2,943.00 |
| 15 | 8,072.36 | 210.21 | 64.18 | 146.04 | 7,926.32 | 1,079.54 | 3,153.21 |
| 16 | 7,926.32 | 210.21 | 63.01 | 147.20 | 7,779.12 | 1,142.55 | 3,363.43 |
| 17 | 7,779.12 | 210.21 | 61.84 | 148.37 | 7,630.75 | 1,204.39 | 3,573.64 |
| 18 | 7,630.75 | 210.21 | 60.66 | 149.55 | 7,481.20 | 1,265.06 | 3,783.85 |
| 19 | 7,481.20 | 210.21 | 59.48 | 150.74 | 7,330.47 | 1,324.53 | 3,994.07 |
| 20 | 7,330.47 | 210.21 | 58.28 | 151.94 | 7,178.53 | 1,382.81 | 4,204.28 |
| 21 | 7,178.53 | 210.21 | 57.07 | 153.14 | 7,025.38 | 1,439.88 | 4,414.50 |
| 22 | 7,025.38 | 210.21 | 55.85 | 154.36 | 6,871.02 | 1,495.73 | 4,624.71 |
| 23 | 6,871.02 | 210.21 | 54.62 | 155.59 | 6,715.43 | 1,550.36 | 4,834.93 |
| 24 | 6,715.43 | 210.21 | 53.39 | 156.83 | 6,558.61 | 1,603.75 | 5,045.14 |
| 25 | 6,558.61 | 210.21 | 52.14 | 158.07 | 6,400.53 | 1,655.89 | 5,255.35 |
| 26 | 6,400.53 | 210.21 | 50.88 | 159.33 | 6,241.20 | 1,706.77 | 5,465.57 |
| 27 | 6,241.20 | 210.21 | 49.62 | 160.60 | 6,080.61 | 1,756.39 | 5,675.78 |
| 28 | 6,080.61 | 210.21 | 48.34 | 161.87 | 5,918.73 | 1,804.73 | 5,886.00 |
| 29 | 5,918.73 | 210.21 | 47.05 | 163.16 | 5,755.57 | 1,851.78 | 6,096.21 |
| 30 | 5,755.57 | 210.21 | 45.76 | 164.46 | 5,591.12 | 1,897.54 | 6,306.42 |
| 31 | 5,591.12 | 210.21 | 44.45 | 165.76 | 5,425.35 | 1,941.99 | 6,516.64 |
| 32 | 5,425.35 | 210.21 | 43.13 | 167.08 | 5,258.27 | 1,985.12 | 6,726.85 |
| 33 | 5,258.27 | 210.21 | 41.80 | 168.41 | 5,089.86 | 2,026.92 | 6,937.07 |
| 34 | 5,089.86 | 210.21 | 40.46 | 169.75 | 4,920.11 | 2,067.39 | 7,147.28 |
| 35 | 4,920.11 | 210.21 | 39.11 | 171.10 | 4,749.01 | 2,106.50 | 7,357.50 |
| 36 | 4,749.01 | 210.21 | 37.75 | 172.46 | 4,576.55 | 2,144.26 | 7,567.71 |
| 37 | 4,576.55 | 210.21 | 36.38 | 173.83 | 4,402.72 | 2,180.64 | 7,777.92 |
| 38 | 4,402.72 | 210.21 | 35.00 | 175.21 | 4,227.51 | 2,215.64 | 7,988.14 |
| 39 | 4,227.51 | 210.21 | 33.61 | 176.61 | 4,050.90 | 2,249.25 | 8,198.35 |
| 40 | 4,050.90 | 210.21 | 32.20 | 178.01 | 3,872.89 | 2,281.46 | 8,408.57 |
| 41 | 3,872.89 | 210.21 | 30.79 | 179.42 | 3,693.47 | 2,312.25 | 8,618.78 |
| 42 | 3,693.47 | 210.21 | 29.36 | 180.85 | 3,512.61 | 2,341.61 | 8,828.99 |
| 43 | 3,512.61 | 210.21 | 27.93 | 182.29 | 3,330.33 | 2,369.53 | 9,039.21 |
| 44 | 3,330.33 | 210.21 | 26.48 | 183.74 | 3,146.59 | 2,396.01 | 9,249.42 |
| 45 | 3,146.59 | 210.21 | 25.02 | 185.20 | 2,961.39 | 2,421.03 | 9,459.64 |
| 46 | 2,961.39 | 210.21 | 23.54 | 186.67 | 2,774.72 | 2,444.57 | 9,669.85 |
| 47 | 2,774.72 | 210.21 | 22.06 | 188.16 | 2,586.56 | 2,466.63 | 9,880.06 |
| 48 | 2,586.56 | 210.21 | 20.56 | 189.65 | 2,396.91 | 2,487.19 | 10,090.28 |
| 49 | 2,396.91 | 210.21 | 19.06 | 191.16 | 2,205.75 | 2,506.25 | 10,300.49 |
| 50 | 2,205.75 | 210.21 | 17.54 | 192.68 | 2,013.07 | 2,523.78 | 10,510.71 |
| 51 | 2,013.07 | 210.21 | 16.00 | 194.21 | 1,818.86 | 2,539.79 | 10,720.92 |
| 52 | 1,818.86 | 210.21 | 14.46 | 195.75 | 1,623.11 | 2,554.25 | 10,931.14 |
| 53 | 1,623.11 | 210.21 | 12.90 | 197.31 | 1,425.80 | 2,567.15 | 11,141.35 |
| 54 | 1,425.80 | 210.21 | 11.34 | 198.88 | 1,226.92 | 2,578.48 | 11,351.56 |
| 55 | 1,226.92 | 210.21 | 9.75 | 200.46 | 1,026.46 | 2,588.24 | 11,561.78 |
| 56 | 1,026.46 | 210.21 | 8.16 | 202.05 | 824.41 | 2,596.40 | 11,771.99 |
| 57 | 824.41 | 210.21 | 6.55 | 203.66 | 620.75 | 2,602.95 | 11,982.21 |
| 58 | 620.75 | 210.21 | 4.93 | 205.28 | 415.47 | 2,607.89 | 12,192.42 |
| 59 | 415.47 | 210.21 | 3.30 | 206.91 | 208.56 | 2,611.19 | 12,402.63 |
| 60 | 208.56 | 210.21 | 1.66 | 208.56 | -0.00 | 2,612.85 | 12,612.85 |
Cursul mediu pe 3 luni
| August | Septembrie | Octombrie | |
|---|---|---|---|
| Euro | 4,9765 | 4,9743 | 4,9748 |
| USD | 4,5199 | 4,4780 | 4,5615 |
Cel mai bun curs la banci
1 EUR = 5.0200 RON
la Credit Europe Bank
1 USD = 4.7800 RON
la Credit Europe Bank
valabil pentru cumparare, la 14.01
Curs valutar banci